The Official Blog of Sprout Solutions - HR, Payroll, and Recruitment | Naysan Albaytar

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All individuals can contribute to the Home and Development Mutual Fund (HDMF), more commonly known to many as PAG-IBIG, when they reach 18 years old. For all employees, HDMF contribution is automatic as soon as they are hired by a company and start earning a salary—it comes in the form of a deduction from the employee’s pay.